Welcome to W&D Finance's twenty-seventh Prospectus.

Our goal is to provide you with all the information you need to make an informed decision about investing in our Investment Notes. Whether you are a new or returning investor, we welcome you.

This Prospectus contains important information about our operations and the terms and conditions for the issue of our debentures. We urge you to read it carefully. Our primary business is to offer Debentures and lend money on the security of registered mortgages over titles to land.

Over the past 12 months, W&D Finance has experienced growth in both investor funds and lending. Our operating performance was strong in the year ending 30 June 2024, as evidenced by the Statement of Profit and Loss included in this Prospectus.

We are proud to maintain a strong financial position and offer a competitive non-bank rate to both investors and borrowers.