W&D Finance is the result of two well-respected institutions coming together to become a leader in Ballarat’s financial industry.

Dolilta Investments Ltd and Webster Investments Ltd were both established in 1966. Their primary operations were the acceptance of monetary deposits and lending, secured by registered mortgaged on freehold land.

Operating independently yet aligned in purpose and lending principles, both companies had built an impressive history and reputation.

In 2007, under the joint chairmanship of Bill McGregor OAM and the late Geoff Cunningham, an opportunity presented itself to merge, and Webster Dolilta Finance Ltd – or as we call it, W&D Finance – was borne.

Now operating under one roof, W&D Finance has achieved substantial growth in deposits, which has enabled us to service customers not only within the Ballarat Region but also in metropolitan and other regional areas.

W&D Finance is a locally owned and operated enterprise, deeply rooted within its community. We have eight directors, all of whom live and work in Ballarat. Each director contributes a diverse set of skills and experience, stemming from backgrounds in law, real estate, accounting, insurance, and property development.

W&D Finance is a proud member of the Provincial Finance Group Inc. (PFG), an industry association representing nine independent finance companies. PFG’s members are based in regional centres across Victoria and New South Wales. Operating under a struct code of ethics, PFG regulates its members’ operations and members’ compliance, creating a culture of best practice. Dedicated to maintaining exceptional standards, PFG members meet regularly with industry regulators and government on the social and business impacts of the regulatory framework in which members operate.