Online Money Manager
1300 928 881
BSB 704 495
we're not a bank, we're your financial partner

Loan Products

W&D Finance has a proud history in Ballarat, having been a part of the community since 1966.

Since our inception we have helped many people and indeed contributed greatly to the development of the Ballarat and the greater region through providing people with the opportunity to realise their goals and dreams, and to build their futures.

We are not a bank, we are your financial partner, which means that you speak to the people who are making the decisions. Offer a range of mortgage loan products with competitive interest rates, and will always endeavour to work with your individual needs.

Residential Loans

Loan to Value Ratio: 75%


Property Location:
Regional and metropolitan Areas


Current Interest Rate*
7.25% pa

*rates & terms as a guideline only

Commercial Loans

Loan to Value Ratio: 70%


Property Location:
Regional and metropolitan Areas


Current Interest Rate*
8.25% pa

*rates & terms as a guideline only

Development
Residential & Commercial

Loan to Value Ratio: 65%

Quantity Surveyor Fees: Yes

Property Location:
Victoria Only

Current Interest Rate*
8.50% pa

*rates & terms as a guideline only

Download Application Form

Additional Information:

Interest Only: Available
Maximum Loan Term: 3 years
Establishment Fee: 1% of Loan Amount
Early Repayment Fee: to be advised on application
Valuation Fee: Quote to be provided
Indicative Approval: 48 hours

For further information on all our products,
call 1300 928 881
or email admin@wdfinance.com.au