Investing in our city,
our community,
our customers.

Earn 5.75% p.a. with our 12 Month Term Account

(current variable rate reviewed monthly)

Commercial and Residential Loans

We are with you at every life stage with our broad product range.

Since 1966, W&D Finance has been a leading and trusted financial partner, managing funds in excess of $130 million.

Locally owned and operated in Ballarat, we are committed to the growth and prosperity of regional enterprises, actively contributing to local economies and communities.

At W&D Finance, we are much more than finance. We’re about building connections; connections with our city, our community, and most importantly, our valued customers. This is why families stay with us for generations.

Personalised approach

At W&D, we understand that no two customers are the same. Every individual, every family, every business has different goals and aspirations, and we’re here to learn your story. We’re here to assist you in selecting financial solutions tailored to your specific needs.

  • Tailored products

  • Personalised service

  • Collaborative philosophy

A foundation of trust

W&D Finance is built on three fundamental values: trust, honesty and fairness. These principles underscore our interactions with you and define the way we do business. We are driven to create meaningful relationships and becoming your reliable financial partner.

  • Over 55 years of continual operation

  • Consistent growth and profitability

Collective experience

We are the greater sum of our parts. When you become a customer of W&D Finance you will have access to the collective experience of our team, not just the individual.

  • Directors from vocations covering legal, real estate, accounting, insurance, property development

  • Employees with a vast breadth of skills and qualifications

  • A member of the Provincial Finance Group Inc. (PFG)